Licensed Mortgage Loan Officer Fully Remote

<div class="benefits"> <div><strong>Benefits:</strong></div> <ul> <li>401(k)</li> <li>401(k) matching</li> <li>Flexible schedule</li> <li>Training & development</li> </ul> </div> <div class="trix-content"> <div><strong>Who you are:</strong></div><div>A Mortgage Loan Originator who authorizes and evaluates loan applications, guiding clients through the lending process while ensuring compliance with regulations.</div><div><br></div><div><strong>Who we are:</strong></div><div>We are Southern Mortgage Solutions! A mortgage brokerage that is rapidly expanding in a unique way. All of our company, no matter what role, is 100% remote. We have created a culture-inclusive environment, though we don’t see each other in person. Through using several channels, we have created a family environment no matter where we are, and our family is looking to grow!</div><div><br></div><div><strong>If you are an experienced MLO who feels isolated in their current position and wants to become part of a family, we are the fit for you! We are currently licensed in Georgia, Florida, and Alabama, with applications pending in other states.</strong></div><div><br></div><div><strong>Key Responsibilities</strong></div><ul> <li> <strong>Evaluate Loan Applications</strong>: Review and assess loan applications to determine eligibility based on creditworthiness and financial history.</li> <li> <strong>Customer Interaction</strong>: Act as a liaison between clients and financial institutions, explaining loan options and terms in an understandable manner.</li> <li> <strong>Documentation</strong>: Collect and verify financial information from borrowers, ensuring all necessary documentation is complete and accurate.</li> <li> <strong>Collaboration</strong>: Work closely with underwriting teams to ensure that loans meet eligibility requirements and underwriting guidelines.</li> <li> <strong>Relationship Building</strong>: Foster positive relationships with clients and referral sources to generate new business and maintain existing relationships.</li> <li> <strong>Market Awareness</strong>: Stay updated on market trends, lending laws, and regulations to ensure compliance and provide informed advice to clients.</li> </ul><div><br></div><div><strong>Required Skills and Qualifications</strong></div><ul> <li> <strong>Educational Background</strong>: A valid NMLS number is required.</li> <li> <strong>Experience</strong>: Prior experience as an MLO required. Retail or brokerage, however experience working in a brokerage is a plus.</li> <li> <strong>Analytical Skills</strong>: Strong analytical skills to evaluate financial documents and assess creditworthiness.</li> <li> <strong>Communication Skills</strong>: Excellent verbal and written communication skills to effectively explain loan products and terms to clients.</li> <li> <strong>Attention to Detail</strong>: Ability to maintain accurate records and ensure compliance with regulatory requirements.</li> </ul><div><br></div><div><strong>Work Environment</strong></div><div>· <strong>100% fully remote position</strong>. Your self-sufficiency is your lifeline in this role. <br>· <strong>Assigned territory</strong>. We do not believe in competition among loan officers, so when you work for us, we will not bring on any other loan officers in your geographical region.</div><div>· <strong>In-house processor and licensed LOA is included at no fee/discount in commission</strong>. You and your referral partners will have the cell phone number of a licensed LOA to take in loan applications and pre-approval documents, and an in-house processor for your files when they are in contract. This is a huge benefit to build the trust of your team with your referral partners, and allow you to focus on what you do best- originating loans!</div><div>· <strong>Guaranteed commission rate per BPS</strong>. We don’t play the “if you do this, you get that amount of BPS game.” Flat rate BPS for your self-produced leads, and house leads.<br>· <strong>Mentorship.</strong> Our broker owner is a highly performing, top-producing Loan Officer in his state, and his mission is to foster and mentor loan officers. You won't be working under a nameless broker who doesn't know what you deal with on a daily basis. </div> </div> <p>This is a remote position.</p>